Yes, Personal Accident Insurance specifically covers injuries, disabilities, and death resulting from accidents, whereas health insurance generally covers a broader range of medical treatments and illnesses. Personal Accident Insurance focuses on providing financial support directly related to accidents.

Personal Accident Insurance can be purchased by individuals of various ages, typically ranging from 18 to 65 years old. Some policies also allow coverage for family members, including spouses and children, under a single plan.

The compensation amount is usually determined based on the nature and extent of the injury, the sum insured under the policy, and the terms and conditions outlined in the insurance plan. Different policies may have specific payout structures for various types of injuries or disabilities.

Yes, Personal Accident Insurance can typically be claimed multiple times, depending on the policy terms and the total coverage limit. However, the claims should fall within the coverage period, and cumulative claims should not exceed the sum insured for the policy.