While most policies are designed for individuals aged 60 and above, the age limits for purchasing a policy can vary. Some insurers offer policies with higher entry age limits or provide coverage without age restrictions.

Coverage for pre-existing conditions typically depends on the policy terms and conditions. Most senior citizen policies offer coverage for pre-existing conditions after a waiting period, which is often between 2 to 4 years.

Senior Citizen Mediclaim Policies may have specific exclusions or limitations, such as higher premiums for age-related conditions or reduced coverage for certain treatments. It’s important to review the policy details carefully to understand any exclusions or limitations.

Yes, many Senior Citizen Mediclaim Policies offer cashless treatment at network hospitals, allowing you to receive medical care without paying upfront. The insurer directly settles the covered expenses with the hospital, simplifying the payment process.